Underinsured motorist accidents in Massachusetts are of increasing concern. From coast-to-coast, mandatory minimum insurance coverage is woefully inadequate in the event of a serious or fatal accident. And the tough economic conditions of recent years have resulted in many consumers lowering the amount of auto insurance they carry. Or, in the worst-case scenario, dropping auto coverage altogether.
The Boston car accident attorneys at the Law Offices of Jeffrey S. Glassman are dedicated to assisting families in making a recovery when the at-fault driver in a Massachusetts auto accident is underinsured.
Massachusetts law requires bodily injury coverage of at least $20,000 per person and $40,000 per accident. Coverage for $5,000 in property damage is also required, as is $8,000 in personal injury protection (PIP), which covers medical and lost work expenses without regard to fault. Medical care for an accident victim can surpass $20,000 for emergency room treatment alone.Inadequate Insurance Coverage in Boston Accidents
There are many reasons to contact an experienced Boston personal injury or wrongful death law firm as soon as possible after a serious or fatal accident. But determining insurance coverage and options for medical care are chief among them.
In some cases, your law firm may be able to go after the at-fault driver for the difference. In other cases, a judgment can be sought against insurance policies in effect on other vehicles in the household. In still other cases, it may be necessary to make a claim against your own insurance carrier.
In dealing with their own insurance carrier, accident victims too often presume they will be treated fairly. Unfortunately, that is not always the case. When dealing with a claim - whether your claim or someone else's - your insurance carrier is most concerned with minimizing payout. Without the help of an experienced law firm, you may accept a deal that is not in your own best interest. And accepting such a deal may prohibit you from making a future claim for lost wages or additional compensation.
The truth of the matter is that some accident victims never regain the quality-of-life or standard-of-living that they enjoyed before an accident. When insurance coverage is absent or inadequate, the financial challenges faced by you and your family increase substantially. In such cases, it's even more critical to select an experienced law firm with the resources and ability to identify and pursue all avenues of the collection in fighting for your rights and working to secure your future financial well-being.
If your family is dealing with a Massachusetts car accident, contact the Boston personal injury lawyers and wrongful death attorneys at the Law Offices of Jeffrey S. Glassman today for a free and confidential consultation to discuss your rights.
Boston Injury Lawyer - (617) 367-2900 -- Free Consultation